TERMS OF SERVICE

Hello Beam inc. (“Beam”, “us”, “our” or “we”), provides software, website, and
reconciliation for blockchain record keeping and transaction analysis services (the
“Services”). This Privacy Policy describes how we collect and use the information you
provide us while you are using our Services.


You acknowledge that this Privacy Policy is part of Hello Beam Inc.’s Terms of Use
(“Terms”). By using our Services, including accessing our software or websites, you
agree to be bound by both this Privacy Policy and the Terms. If you do not agree to
abide by both this Privacy Policy and the Terms, please do not use our Services. You
agree to continue to be bound by this Privacy Policy as it is updated from time to time.
Each of those updates immediately becomes part of the Privacy Policy by which you are
bound. It is your responsibility to regularly check for updates to the Privacy Policy. We
have no responsibility to inform you of any changes to the Privacy Policy.


1. INFORMATION WE COLLECT
In this Privacy Policy Personal Data (“Personal Data”) is any information that identifies
you, or is capable of being associated with a particular individual, for example, name,
signature, email, billing information, etc. If you contact us by telephone or email to
provide feedback, comments, or inputs, or for any reason, we may keep a record of that
correspondence and collect your personal information to process your enquiries,
respond to your requests, and improve our services.


We may use your Personal Data to:
Process your payments; send you information about your use of our Services; respond
to your customer service requests; administer your account; notify you of software
updates that affect our Services; communicate with you about current offers or events.
We retain and use your information as necessary to comply with our legal obligations,
resolve disputes, and enforce our agreements. We do not intend to retain personal
information longer than necessary for such purpose, unless necessary for compliance
with a legal obligation, or in order to protect your vital interests or the vital interests of
another natural person.


Cookies:
We may use cookies, local storage, pixel tags or other tracking tools (“Cookies”). These
data files or strings store bits of information on your browser so that you can be given
access to our Services. We use Cookies to help us recognize you as a user. Please
note that if you block or delete Cookies you will not be able to use some of our Services.
By using our Services you consent to the use of Cookies.


Third party services:
We use third party services that may store personal information.

Payment Processing Software (Stripe etc.) – If you pay for any Services with a credit
card, the payment will be processed by a credit card software processing company
(Stripe etc.);
AWS – Amazon Web Services’ (AWS) database service may be used to store Personal
Information; Google Analytics – The Site uses Google Analytics to generate reports on
how our website is being used.
2. SHARING PERSONAL DATA
We do not sell Personal Data. We may, however, share some Personal Data, as
permitted by law, and for our legitimate business purposes as follows:
 With our affiliates. We may make available the Personal Data that you provide
with affiliates companies.
 With our service providers and vendors. These could include web hosting
services, email providers, payment processors and outside service providers.
 With your tax professionals or other tax software. We share Personal Data at
your request with your other service providers.
 As required by law. We will share Personal Data as required by regulators, law
enforcement agencies, public authorities, or as otherwise required by law.
 To enforce our Terms or otherwise to enforce or defend our legal rights.


3. ACCESSING MY INFORMATION
You may access the information we have about you by contacting us at the contact us
links on our Software or our Websites.


4. YOUR RIGHTS TO YOUR INFORMATION
We allow you rights with regards to your Personal Data, as required by law.
To exercise any of your rights, you can contact us at the contact us links in our Software
of our Websites. We will respond to requests to exercise your rights without undue delay
and at least within one month (though this may be extended in certain circumstances).
To fulfill your request, we will need to verify your identity and ask for additional
information and documents.
Only you, or someone legally authorized to act on your behalf, may make a request
related for Personal Data collected about you. To designate an authorized agent, the
authorized agent must provide sufficient information that allows us to reasonably verify
that they have been authorized by you to act on their behalf.

California. Where applicable, if you are a California resident you may have the following
rights under the California Consumer Privacy Act (“CCPA”) in relation to “personal
information” we have collected about you as defined in the CCPA; these rights are
subject to verification and any applicable exceptions:
Right to Know/Access: The specific pieces of personal information collected; The
categories of personal information collected; The categories of sources from whom the
personal information is collected; The purpose for collecting the personal information;
and The categories of third parties with whom we have shared the personal information.
The right to request that we disclose certain information to you about our collection and
use of certain personal information about you as described below:
Right to Delete: The right to request that we delete the personal information.
Freedom from Discrimination: The right to be free from unlawful discrimination for
exercising any of the rights above.
EEA or the UK. If you are located in the EEA or the UK, you have certain rights in
relation to Personal Data about you:
Access: You have the right to access Personal Data we hold about you, how we use it,
and who we share it with.
Portability: You have the right to receive a copy of the Personal Data we hold about you
and to request that we transfer it to a third party, in certain circumstances and with
certain exceptions.
Correction: You have the right to correct any of your Personal Data we hold that is
inaccurate.
Erasure: In certain circumstances, you have the right to delete the Personal Data we
hold about you.
Restriction of processing to storage only: You have the right to require us to stop
processing the Personal Data we hold about you, other than for storage purposes, in
certain circumstances.
Objection: You have the right to object to our processing of your Personal Data.
Objection to marketing: You can object to marketing at any time by unsubscribing from
communications.
Withdrawal of consent: Where we rely on consent to process your Personal Data, you
have the right to withdraw this consent at any time by emailing us at the contact us link
in our software of our websites.

Complaints. If you think we have infringed data protection laws, you can file a claim with
the data protection supervisory authority in the EEA country in which you live or work or
where you think we have infringed data protection laws, or with the UK Information
commissioner's office, as applicable to you.


5. INFORMATION SECURITY
When you provide Personal Data to us, we take steps to protect such information from
unauthorized disclosures, including using encryption for some or all of your Personal
Data. We implement reasonable electronic, procedural and physical security measures
to protect your Personal Data. However, no method of transmission over the Internet, or
method of electronic storage, is 100% secure, therefore, we cannot guarantee the
absolute safety of your data, and you transmit data to us at your own risk.
In the event of a breach of personal information we may notify customers to ensure you
take the appropriate measure of protection, in compliance with applicable legal
obligations. By using our Services or providing Personal Data to us you agree that we
can communicate with you electronically regarding security, privacy and administrative
issues.


6. TRACKING TECHNOLOGIES
Our software and websites gather certain information automatically and store it in log
files. This information may include internet protocol (IP) addresses, browser type,
internet service provider (ISP), referring/exit pages, operating system, date/time stamp,
and/or clickstream data.
We may combine this automatically collected log information with other information We
collect about you. We do this to improve services We offer you, to improve marketing,
analytics, or our Services.
We may use technologies such as cookies, beacons, tags and scripts and our
marketing, analytics and other service providers. These technologies are used to
analyze trends, administer our software and websites, track users’ movements around
the site and to gather demographic information about users of our software and
websites user base as a whole. We may receive reports based on the use of these
technologies by these service providers on an individual as well as aggregated basis.
We may use cookies, for example, to keep track of your preferences and profile
information. Cookies are also used to collect general usage and volume statistical
information that does not include personal information. You can choose to not accept
cookies, but you may not be able to use some features of the Site.


7. NO COLLECTION OF CHILDREN’S PERSONAL DATA

Our Services are intended for audiences at least 18 years old. We do not knowingly
collect any personally identifiable information from children under the age of 13. We
reserve the right to delete any information we believe to be in violation of this Privacy
Policy.


8. BLOG/FORUM
The Site may offer publicly accessible blogs or community forums. You should be aware
that any information you provide in these areas may be read, collected, and used by
others who access them.


9. NO LIABILITY
You understand that electronic communications may be accessed by unauthorized
parties when communicated across the Internet, network communications facilities, or
other electronic means. You agree that we are not responsible for any electronic
communication and/or any of your personal data which may be lost, altered, intercepted
or stored without authorization during the transmission of any data whatsoever across
networks not owned and/or operated by us. We do not guarantee that your information
will not be misused or disclosed to third parties. We will not have any liability to you for
any such misuse or disclosure.
In the event of a breach of personal information, we may notify customers as required
under the applicable laws.


10. CONSENT
By using our Services, you consent to the collection and use of your information as set
forth in this Privacy Policy. We reserve the right to make changes to this Privacy Policy
and to our information gathering and dissemination practices. If we decide to change
this Privacy Policy, which we may do at any time without notice to you, we will post
those changes on our Privacy Policy link on our software and websites.


11. CONTACT US
If you have any questions about this Privacy Policy, please contact us at the contact us
link in our software or our websites.